NRS645F.310. “Covered service” defined.

  “Covered service” includes, without limitation:

      1.  Financial counseling to a homeowner, including, without limitation, debt counseling and budget counseling.

      2.  Receiving money for the purpose of distributing it to creditors in payment or partial payment of any obligation secured by a mortgage or other lien on a residence in foreclosure.

      3.  Contacting a creditor on behalf of a homeowner.

      4.  Arranging or attempting to arrange for an extension of the period within which a homeowner may cure a default and reinstate an obligation pursuant to a note, mortgage or deed of trust.

      5.  Arranging or attempting to arrange for any delay or postponement of the time of a foreclosure sale of a residence in foreclosure.

      6.  Advising a homeowner regarding the filing of any document or assisting in any manner in the preparation of any document for filing with a bankruptcy court.

      7.  Giving any advice, explanation or instruction to a homeowner which in any manner relates to the cure of a default in or the reinstatement of an obligation secured by a mortgage or other lien on a residence, the full satisfaction of the obligation, or the postponement or avoidance of a foreclosure sale.

      8.  Arranging or conducting, or attempting to arrange or conduct, for a homeowner any forensic loan audit or review or other audit or review of loan documents.

      9.  Arranging or attempting to arrange for a homeowner the purchase by a third party of the homeowner’s mortgage loan.

      10.  Arranging or attempting to arrange for a homeowner a reduction of the principal of the homeowner’s mortgage loan when such a mortgage loan is held by or serviced by a third party.

      11.  Providing the services of a loan modification consultant.

      12.  Providing the services of a foreclosure consultant.

      (Added to NRS by 2007, 2854; A 2011, 3639)