GENERAL PROVISIONS

NRS 645F.010. Definitions.

NRS 645F.020. “Commissioner” defined.

NRS 645F.030. “Division” defined.

NRS 645F.040. “Escrow agency” defined.

NRS 645F.050. “Mortgage banker” defined.

NRS 645F.060. “Mortgage broker” defined.

NRS 645F.065. “Nationwide Mortgage Licensing System and Registry” or “Registry” defined.

COMMISSIONER OF MORTGAGE LENDING

NRS 645F.150. Qualifications; restrictions on other employment or offices.

NRS 645F.160. Commissioner prohibited from having interest in regulated entity or engaging in business as personal loan broker.

NRS 645F.170. Oath of Commissioner.

NRS 645F.180. Appointment of deputy commissioners and other employees; use of certified public accountant for audits and examinations; assessments paid by regulated entities for audits and examinations.

NRS 645F.190. Oath of deputy commissioners.

REGULATION AND SUPERVISION

NRS 645F.250. Commissioner and Division to administer chapters governing mortgage lending and related professions.

NRS 645F.255. Regulations: Generally.

NRS 645F.260. State Board of Finance to act in advisory capacity.

NRS 645F.265. Registration of certain persons and institutions engaged in business of servicing mortgage loans required.

NRS 645F.267. Certain persons not required to register with Registry; certain persons required to comply with Secure and Fair Enforcement for Mortgage Licensing Act of 2008.

NRS 645F.270. Account for Mortgage Lending: Creation; use; no reversion to State General Fund; administration; interest and income; payment of claims.

NRS 645F.275. Adoption of regulations establishing minimum net worth or surety bonding requirements for loans by residential mortgage loan originators, percentage of fees from licensing to be deposited in mortgage recovery fund and methods to make claim against fund.

NRS 645F.277. Adoption of regulations establishing guidelines and limitations for servicing or arranging certain loans.

NRS 645F.280. Adoption of regulations establishing rates paid by persons licensed by Commissioner or Division for supervision and examination by Commissioner and Division.

NRS 645F.290. Assessments paid by persons licensed by Commissioner or Division for legal services provided by Attorney General to Commissioner and Division.

NRS 645F.291. Subpoenas; oaths; examination of witnesses; penalty; assessment of costs.

NRS 645F.292. Secure and Fair Enforcement for Mortgage Licensing Act of 2008: Adoption of regulations to comply with requirements.

NRS 645F.293. Secure and Fair Enforcement for Mortgage Licensing Act of 2008: Adoption of regulations to carry out provisions.

NRS 645F.294. Confidentiality and privilege of information and material provided to Registry: Generally; exception.

NRS 645F.295. Confidentiality and privilege of information and material provided to Registry: Commissioner authorized to enter into agreements with other entities.

NRS 645F.296. Certain residential mortgage loan originators required to obtain and maintain license as mortgage agent.

FORECLOSURE CONSULTANTS, FORECLOSURE PURCHASERS, LOAN MODIFICATION CONSULTANTS AND PERSONS PERFORMING COVERED SERVICES FOR COMPENSATION

General Provisions

NRS 645F.300. Definitions.

NRS 645F.310. “Covered service” defined.

NRS 645F.320. “Foreclosure consultant” defined.

NRS 645F.330. “Foreclosure purchaser” defined.

NRS 645F.340. “Foreclosure reconveyance” defined.

NRS 645F.350. “Foreclosure sale” defined.

NRS 645F.360. “Homeowner” defined.

NRS 645F.365. “Loan modification consultant” defined.

NRS 645F.367. “Residence” defined.

NRS 645F.370. “Residence in foreclosure” defined.

NRS 645F.380. Applicability.

Licensing and Regulation

NRS 645F.390. Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Licensing; regulations.

NRS 645F.392. Persons performing covered services for compensation: Written contracts for covered services; regulations.

NRS 645F.396. Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Records; duties; inspection of records by Commissioner.

NRS 645F.397. Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Disclosures.

NRS 645F.398. Foreclosure consultants, loan modification consultants and persons performing covered services for compensation: Notice requirements.

Unlawful Acts and Penalties

NRS 645F.400. Persons performing covered services for compensation: Prohibited acts.

NRS 645F.405. Foreclosure consultants, loan modification consultants and persons performing covered services for compensation prohibited from claiming or receiving compensation before homeowner executes written agreement.

NRS 645F.410. Administrative penalties for violation of chapter, regulation or other applicable law; disposition of money collected as administrative penalties; appointment of hearing officers or panels by Commissioner; claims for attorney’s fees and investigative costs.

NRS 645F.420. Homeowner may bring action to recover damages.

NRS 645F.430. Foreclosure purchasers: Criminal penalty for fraud or deceit against homeowner.

NRS 645F.440. Foreclosure purchasers: Transaction rescinded due to fraud or deceit upon homeowner.

NRS 645F.445. Person with knowledge of violation prohibited from providing assistance or support to foreclosure consultant, loan modification consultant or person performing covered services for compensation.

NRS 645F.450. Cumulative nature of penalties.