GENERAL PROVISIONS

NRS 678.010. Definitions.

NRS 678.020. “Account” defined.

NRS 678.030. “Beneficiary” defined.

NRS 678.040. “Board” defined.

NRS 678.050. “Chair” defined.

NRS 678.061. “Commissioner” defined.

NRS 678.070. “Credit union” defined.

NRS 678.080. “Demand” defined.

NRS 678.090. “Department” defined.

NRS 678.100. “Deposits” defined.

NRS 678.110. “Director” defined.

NRS 678.120. “Dividend” defined.

NRS 678.125. “Fixed assets” defined.

NRS 678.130. “Immediate family” defined.

NRS 678.140. “Loan officer” defined.

NRS 678.145. “Member” defined.

NRS 678.150. “Merger” defined.

NRS 678.160. “Multiple-party account” defined.

NRS 678.170. “Net contribution” defined.

NRS 678.180. “Party” defined.

NRS 678.190. “Payment” defined.

NRS 678.210. “Proof of death” defined.

NRS 678.220. “Sums on deposit” defined.

NRS 678.230. “Trust account” defined.

NRS 678.240. “Withdrawal” defined.

ADMINISTRATION

NRS 678.250. Administration of chapter; regulations of Commissioner.

NRS 678.260. Duties of Commissioner; regulations.

NRS 678.270. Powers of Commissioner concerning regulations and legal actions.

NRS 678.275. Certain relationships between employee of Division of Financial Institutions and licensee prohibited; termination of prohibited relationship.

NRS 678.282. Application for license: Additional requirements; fingerprints; grounds for refusal to issue license.

NRS 678.284. Suspension or revocation of license: Additional grounds.

NRS 678.286. Use or change of business name; prohibitions.

NRS 678.288. Authorization of Commissioner to investigate business; free access required; compelling attendance of witnesses.

NRS 678.290. Credit Union Advisory Council.

FORMATION

NRS 678.300. Requirement of incorporation; exceptions; applicability of NRS 81.410 to 81.540, inclusive; perpetual existence.

NRS 678.310. Procedure for incorporation; fees set by regulation.

NRS 678.320. Amendment of articles of incorporation; bylaws.

NRS 678.330. Offices; principal place of business.

NRS 678.340. Fiscal year.

FOREIGN CREDIT UNIONS

NRS 678.342. Certificate of authority required.

NRS 678.343. Application for certificate of authority: Filing; form; contents; withdrawal of application.

NRS 678.3435. Fee for initial investigation; annual fees; costs for additional investigations; regulations.

NRS 678.344. Requirements for issuance of certificate.

NRS 678.345. Applicable law; filing of annual report.

NRS 678.3455. Application for certificate of authority to open branch offices.

NRS 678.346. Examination of records; revocation of certificate.

NRS 678.347. Applicability of provisions of chapter 80 of NRS.

DIRECTORS, OFFICERS AND COMMITTEES

NRS 678.350. Board of directors: Number, election and terms of members; procedure for filling vacancy.

NRS 678.360. Board of directors: Responsibilities; meetings; executive committee.

NRS 678.370. Board of directors: Duties.

NRS 678.380. Board of directors: Powers.

NRS 678.390. Appointment of audit committee: Duties; powers; suspension of member; employment of certified or registered public accountant.

NRS 678.400. Credit committee; loan officer.

NRS 678.410. Removal of director, officer or employee on objection of Commissioner.

NRS 678.420. Officers: Election; designation; bonds; terms; duties.

NRS 678.430. List of directors, officers and committee members.

NRS 678.440. Fiduciary relationship of directors and officers.

NRS 678.450. Compensation and expenses of directors, officers and members.

POWERS AND PRIVILEGES

NRS 678.460. General powers; waiver or modification of law by Commissioner.

NRS 678.470. Receiving and paying out deposits; borrowing, selling and purchasing assets.

NRS 678.480. Fees and assessments.

NRS 678.490. Membership in other credit union or organization; performance of certain services.

NRS 678.500. Donations and contributions.

MEMBERSHIP; ACCOUNTS

NRS 678.510. Eligibility for membership.

NRS 678.520. Eligibility of minor; limitations.

NRS 678.530. Subscription to and transfer of shares; lien for sums due; reduction in shares.

NRS 678.540. Real and personal property subject to taxation.

NRS 678.550. Meetings of members.

NRS 678.560. Savings deposits; special clubs and accounts.

NRS 678.570. Multiple-party accounts: Authorization; disbursement of money; limitations.

NRS 678.630. Payment of trust accounts.

NRS 678.650. Right to setoff against multiple-party accounts.

RESERVES; DIVIDENDS

NRS 678.670. Regular reserves.

NRS 678.680. Special reserves.

NRS 678.690. Assets qualified for reserves.

NRS 678.700. Dividends.

LOANS; INVESTMENTS

NRS 678.710. Loans to members: Application; approval; limitations; participation loans; payment.

NRS 678.720. Loans to members: Extension of previous maximum credit; review.

NRS 678.730. Loans to and guaranties by directors and members of committees.

NRS 678.740. Security for loans.

NRS 678.750. Insurance of members and accounts.

NRS 678.755. Approval of private insurer and contract of insurance; regulations; reserve.

NRS 678.760. Authorized investments.

NRS 678.765. Limitation on investment in fixed assets.

EXPLOITATION OF OLDER PERSONS OR VULNERABLE PERSONS

NRS 678.767. Definitions.

NRS 678.769. “Designated reporter” defined.

NRS 678.771. “Exploitation” defined.

NRS 678.773. “Older person” defined.

NRS 678.775. “Reasonable cause to believe” defined.

NRS 678.777. “Vulnerable person” defined.

NRS 678.778. Training; reporting to designated reporter.

NRS 678.779. Designated reporter: Designation; duty to report; immunity.

RECORDS AND REPORTS; EXAMINATIONS

NRS 678.780. Annual financial report.

NRS 678.790. Examinations and audits; exceptions; fees.

NRS 678.795. Independent audit and examination: Payment of assessment; cooperation.

MERGER; CONVERSIONS

NRS 678.800. Merger; fees set by regulation; regulations.

NRS 678.810. Conversions; fee set by regulation.

DISSOLUTION AND LIQUIDATION

NRS 678.820. Voluntary dissolution.

NRS 678.830. Involuntary dissolution: Suspension of operations; corrective actions; declaration of insolvency; liquidation.

NRS 678.835. Involuntary dissolution: Appointment of liquidating agent for credit union closed by bankruptcy or insolvency.

NRS 678.840. Procedure for liquidation.

CENTRAL CREDIT UNIONS

NRS 678.850. Organization and operation; rights and powers.

NRS 678.860. Membership.

NRS 678.870. Voting representatives.

NRS 678.875. Regular reserves.

PENALTIES

NRS 678.880. Use of words “credit union” or conducting business as credit union by person not organized as credit union; spreading false report concerning management or finances of credit union.

NRS 678.890. Administrative fines.