NRS689B.140. Denial of converted policy because of overinsurance; notice concerning cancellation of other coverage. [Effective through December 31, 2013.]

      1.  The insurer is not required to issue a converted policy to any person who:

      (a) Is covered for similar benefits by another hospital, surgical, medical or major medical expense insurance policy, a hospital or medical service subscriber contract, a medical practice or other prepayment plan, or by any other kind of plan or program;

      (b) Is eligible to be covered for similar benefits under any arrangement of coverage for individuals in a group, whether on an insured on uninsured basis; or

      (c) Has similar benefits provided for or available under the requirements of any state or federal law,

Ê if any benefits provided under the sources listed in this subsection, together with the benefits to be provided by the converted policy, would result in overinsurance according to the insurer’s standards.

      2.  Before denying a converted policy to an applicant because the applicant has coverage as described in paragraph (a) of subsection 1, the insurer shall notify the applicant that the converted policy will be issued only if the other coverage is cancelled.

      (Added to NRS by 1979, 1085; R 2013, 3661, effective January 1, 2014)