CHAPTER687B. Contracts of Insurance  


NRS 687B.010. Scope.
NRS 687B.015. “Binder” defined.
NRS 687B.021. Signatures.
NRS 687B.030. Waiver of payment of premium.
NRS 687B.040. Insurable interest: Personal insurance.
NRS 687B.050. Insurable interest: Exception when certain institutions designated beneficiary.
NRS 687B.060. Insurable interest: Property.
NRS 687B.070. Power to contract: Purchase of insurance and annuities by minors.
NRS 687B.080. Consent of insured to life or health insurance required; exceptions; notice of application for or request to increase coverage of insurance upon life of another required.
NRS 687B.090. Alteration of application: Life and health insurance.
NRS 687B.100. Application as evidence.
NRS 687B.110. Representations in applications.
NRS 687B.113. Control of cost of health care: Provisions encouraging use of certain services and facilities.
NRS 687B.117. Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits.
NRS 687B.120. Filing and approval of forms.
NRS 687B.122. Readability of policies: Applicability of requirements.
NRS 687B.124. Readability of policies: Flesch test; style, arrangement and overall appearance; index or table of contents.
NRS 687B.126. Readability of policies: Filing policy for Commissioner’s approval; exceptions to score requirements on Flesch test.
NRS 687B.128. Readability of policies: Approval by Commissioner.
NRS 687B.130. Grounds for disapproval.
NRS 687B.140. Standard provisions.
NRS 687B.145. Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured motorist coverage; coverage for medical expenses; insurer not entitled to subrogation upon payment made because of underinsured vehicle coverage.
NRS 687B.147. Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed; conditions; form and contents of disclosure.
NRS 687B.150. Inclusion of portion of charter or bylaws.
NRS 687B.160. Execution of policies.
NRS 687B.170. Underwriters’ and combination policies.
NRS 687B.180. Validity and construction of noncomplying forms.
NRS 687B.182. Binders: Issuance; effective dates.
NRS 687B.183. Binders: Forms; required statement; delivery.
NRS 687B.184. Binders: Form and premium for policy issued as replacement.
NRS 687B.185. Binders: Prohibition of use to lower premiums.
NRS 687B.186. Binders: Proof of insurance coverage.
NRS 687B.187. Binders: Disapproval of insurer.
NRS 687B.190. Delivery of policy.
NRS 687B.200. Assignability.
NRS 687B.210. Payment discharges insurer.
NRS 687B.220. Forms for proof of loss to be furnished.
NRS 687B.225. Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care.
NRS 687B.240. Administration of claims not waiver.
NRS 687B.250. Payment not to constitute admission of liability or waiver of defenses.
NRS 687B.255. Insurer to pay claim with negotiable instrument.
NRS 687B.260. Exemption of proceeds of certain policies.
NRS 687B.270. Exemption of proceeds: Health insurance.
NRS 687B.280. Exemption of proceeds: Group insurance.
NRS 687B.290. Exemption of proceeds: Annuities; assignability of rights.
NRS 687B.300. Retention of proceeds of policy by insurer.
NRS 687B.310. Cancellations and nonrenewals; scope of application.
NRS 687B.320. Midterm cancellation; exception.
NRS 687B.325. Industrial insurance policies: Midterm cancellation; notice to policyholder.
NRS 687B.330. Anniversary cancellation.
NRS 687B.340. Nonrenewals.
NRS 687B.345. Annual review of coverage and benefits provided in policy.
NRS 687B.350. Renewal with altered terms.
NRS 687B.355. Information about claims paid on behalf of policyholder; regulations.
NRS 687B.360. Information about grounds.
NRS 687B.370. Information about applying for insurance through certain plans; exception.
NRS 687B.380. Immunity.
NRS 687B.385. Cancellation, nonrenewal or increase in premium due to claims for which insured was not at fault prohibited.
NRS 687B.390. Cancellation or nonrenewal on sole basis of age, residence, race, color, creed, national origin, ancestry or occupation prohibited.
NRS 687B.400. Discrimination on sole basis of age prohibited; burden of proof; exception.
NRS 687B.402. Compliance with certain federal laws regarding genetic information.
NRS 687B.404. Compliance with certain federal laws regarding mental health and addiction.
NRS 687B.406. Compliance with certain federal laws regarding dependent students.
NRS 687B.408. Notifications required concerning changes related to prescription drugs used for transplanted organs.
NRS 687B.410. Withdrawal of insurance for particular class of insureds: Notice; administrative review.
NRS 687B.420. Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies or contracts of insurance.
NRS 687B.430. Regulations: Policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person.
NRS 687B.440. Umbrella policies: Disclosure statement indicating whether policy includes uninsured or underinsured motorist coverage; form.
NRS 687B.450. Required medical examination; potentially serious medical condition; notification.
NRS 687B.460. Certificates of insurance for property or casualty insurance.
NRS 687B.470. Health benefit plans: “Health benefit plan” defined. [Effective January 1, 2014.]
NRS 687B.480. Health benefit plans: Availability; waiting period; effective date. [Effective January 1, 2014.]
NRS 687B.490. Health benefit plans: Carrier required to demonstrate capacity to adequately deliver services; Commissioner to determine capacity; annual summary. [Effective January 1, 2014.]
NRS 687B.500. Health benefit plans: Basis for premium rate; exceptions. [Effective January 1, 2014.]