CHAPTER97. Retail Installment Sales of Goods and Services  


GENERAL PROVISIONS
NRS 97.015. Definitions.
NRS 97.017. “Amount financed” defined.
NRS 97.025. “Cash sale price” defined.
NRS 97.026. “Credit” defined.
NRS 97.031. “Finance charge” defined.
NRS 97.035. “Goods” defined.
NRS 97.055. “Official fees” defined.
NRS 97.075. “Rate” defined.
NRS 97.085. “Retail buyer” and “buyer” defined.
NRS 97.095. “Retail charge agreement” defined.
NRS 97.105. “Retail installment contract” and “contract” defined.
NRS 97.115. “Retail installment transaction” defined.
NRS 97.125. “Retail seller” and “seller” defined.
NRS 97.135. “Services” defined.
NRS 97.145. “Total of payments” defined.
RETAIL INSTALLMENT CONTRACTS
NRS 97.165. Contract contained in single document; date, signatures and size of type; fee for cancellation.
NRS 97.175. Seller to provide certain creditor disclosures to buyer.
NRS 97.185. Contents of contract.
NRS 97.195. Amount of finance charge and any other fee, expense or charge.
NRS 97.205. Contracts negotiated and entered into by mail or telephone based on seller’s catalog or printed solicitation; preparation and delivery of memorandum.
NRS 97.215. Blank spaces in contracts.
NRS 97.225. Prepayment of unpaid total of payments; refund.
CONSOLIDATING PURCHASES; RETAIL CHARGE AGREEMENTS
NRS 97.235. Consolidated contracts; memoranda.
NRS 97.245. Retail charge agreements: Finance charge; contents of monthly statements; notice of change in terms.
NRS 97.253. Rights of retail seller; action to determine liability for unauthorized negotiable instrument used to make payment.
PROVISIONS COMMON TO RETAIL INSTALLMENT CONTRACTS AND RETAIL CHARGE AGREEMENTS
NRS 97.265. Insurance.
NRS 97.275. Invalidity of provisions of contract or agreement; waiver of provisions of chapter ineffective.
NRS 97.285. Provisions of chapter governing retail installment transactions exclusive.
CONTRACTS FOR SALE OF VEHICLES
NRS 97.297. “Vehicle” defined.
NRS 97.299. Forms for contracts and applications for credit: Adoption of regulations prescribing forms; contents; acceptance; translation into Spanish; amendment of forms.
NRS 97.301. Forms for contracts and application for credit: When use is mandatory.
NRS 97.304. Enforceability of default on part of buyer.
REMEDIES, ENFORCEMENT AND PENALTIES
NRS 97.305. Violation bar to recovery.
NRS 97.315. Injunction to prevent violation.
NRS 97.325. Assurance of discontinuance.
NRS 97.335. Civil penalties.