CHAPTER686B. Rates and Essential Insurance  


RATES AND SERVICE ORGANIZATIONS
General Provisions
NRS 686B.010. Construction and purposes.
NRS 686B.020. Definitions.
NRS 686B.030. Applicability.
NRS 686B.040. Exemptions.
NRS 686B.050. Standards.
NRS 686B.060. Determination of whether rates comply with standards.
NRS 686B.070. Filing of rates and supplementary information with Commissioner. [Effective through December 31, 2013.]
NRS 686B.070. Filing of rates and supplementary information with Commissioner. [Effective January 1, 2014.]
NRS 686B.080. Rates and supplementary information open to public inspection; copies; exception.
NRS 686B.090. Use of rates and supplementary information prepared by rate service organization.
NRS 686B.100. Filing of supporting data.
NRS 686B.110. Disapproval of rates.
NRS 686B.115. Hearing on rates open to public; cost for transcripts; public testimony.
NRS 686B.117. Intervention in hearing on rates.
NRS 686B.119. Notice of material change in premiums based upon change in zip code of policyholder.
NRS 686B.125. Limitation on rates for coverage for dental care; exception.
NRS 686B.130. Limitation on services relating to rates of insurance; services of rate service organization and advisory organization to be offered to any insurer.
NRS 686B.140. Licensing of rate service organization and advisory organization: Application; issuance, expiration and renewal of license. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
NRS 686B.140. Licensing of rate service organization and advisory organization: Application; issuance, expiration and renewal of license. [Effective on the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
NRS 686B.143. Payment of child support: Statement by applicant for license; grounds for denial of license; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
NRS 686B.147. Suspension of license for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
NRS 686B.150. Binding agreements by insurers.
NRS 686B.160. Recording and reporting of experience.
NRS 686B.170. Examination of service organizations.
NRS 686B.175. State contribution for federally reinsured losses.
Advisory Organization for Industrial Insurance
NRS 686B.1751. Definitions.
NRS 686B.1752. “Advisory Organization” defined.
NRS 686B.1753. “Basic premium rate” defined.
NRS 686B.1754. “Classification of risks” defined.
NRS 686B.1755. “Expenses” defined.
NRS 686B.1757. “Industrial insurance” defined.
NRS 686B.1759. “Insurer” defined.
NRS 686B.176. “Plan for rating experience” defined.
NRS 686B.17605. “Prospective loss cost” defined.
NRS 686B.1761. “Rate” defined.
NRS 686B.1762. “Willful” defined.
NRS 686B.1763. Applicability of provisions; Commissioner to administer provisions.
NRS 686B.1764. Designation; duties.
NRS 686B.17645. Duty to file with Commissioner formula to assess insurers for certain costs; approval of formula.
NRS 686B.1765. Powers.
NRS 686B.1767. Prohibited acts.
NRS 686B.1769. Uniform Plan for Rating Experience: Requirements; use.
NRS 686B.177. Rating information to be filed with Commissioner; approval of rates; Commissioner to report certain changes to Director of Legislative Counsel Bureau; maximum permissible variance from approved rate.
NRS 686B.1771. Plan for apportionment among insurers of persons entitled to insurance who have not been accepted by an insurer.
NRS 686B.1772. Insurers to adhere to Uniform System of Classifications of Risks and Uniform Plan for Rating Experience; subclassifications for Uniform System of Classification.
NRS 686B.1773. Insurers to record and report certain information and adhere to manual of rules and Uniform Plan for Rating Experience.
NRS 686B.1774. Commissioner to determine whether interaction among insurers and employers is competitive.
NRS 686B.1775. Filing of rates and supplementary rate information by insurer with Commissioner; findings of Commissioner.
NRS 686B.1777. When Commissioner may require supporting information regarding rates; when hearing is required for disapproval of rates.
NRS 686B.1779. Grounds for disapproval of rates.
NRS 686B.178. Commissioner to issue written order stating reasons for disapproval and date by which insurer must discontinue use of rate.
NRS 686B.1781. Payment of dividends: Prohibition against discrimination; submission of plan for payments related to industrial insurance.
NRS 686B.1782. Agreements to lessen competition among insurers prohibited; insurers prohibited from agreeing to rates established in manner that conflicts with provisions.
NRS 686B.1783. Maintenance of records; examination of records by Commissioner.
NRS 686B.1784. Examination by Commissioner; cost of examination.
NRS 686B.1785. Request for reconsideration of rates; appeal.
NRS 686B.1787. Insurer or advisory organization may request hearing before Commissioner.
NRS 686B.1789. Provisions governing hearing.
NRS 686B.179. Revocation or suspension of license.
NRS 686B.1793. Penalties.
NRS 686B.1797. Insurer prohibited from withholding or giving false or misleading information to Commissioner or Advisory Organization.
NRS 686B.1799. Limitation on liability of insurer or rating organization acting within scope of employment.
ESSENTIAL INSURANCE
General Provisions
NRS 686B.180. Unavailability of essential coverage; plans for providing coverage.
NRS 686B.185. Immunity of Commissioner and association.
NRS 686B.200. Voluntary plan for sharing risks.
Associations
NRS 686B.210. Nevada Essential Insurance Association: Establishment; membership; plan of operation.
NRS 686B.220. Nevada Essential Insurance Association: Board of Directors; reimbursement of members of Board; approval or adoption of plan by Commissioner.
NRS 686B.230. Nevada Essential Insurance Association: General powers.
NRS 686B.240. Nevada Essential Insurance Association: Powers of Commissioner and Association.
NRS 686B.250. Nevada Essential Insurance Association: Immunity from liability.
NRS 686B.260. Conversion into domestic stock insurer: “Insured” defined.
NRS 686B.270. Conversion into domestic stock insurer: Applicability of certain provisions governing nonprofit cooperative corporations.
NRS 686B.280. Conversion into domestic stock insurer: Filing and contents of notice of intent to qualify.
NRS 686B.290. Conversion into domestic stock insurer: Notice to insurers and insureds; hearing.
NRS 686B.300. Conversion into domestic stock insurer: Determination of percentage of stock for each insured.
NRS 686B.310. Conversion into domestic stock insurer: Capitalization.
NRS 686B.320. Conversion into domestic stock insurer: Issuance of certificate of authority.
NRS 686B.330. Conversion into domestic mutual insurer or domestic reciprocal insurer: “Insured” defined.
NRS 686B.340. Conversion into domestic mutual insurer or domestic reciprocal insurer: Exemption from applicability of NRS 81.130 and 81.510.
NRS 686B.350. Conversion into domestic mutual insurer or domestic reciprocal insurer: Filing and contents of notice of intent to qualify.
NRS 686B.360. Conversion into domestic mutual insurer or domestic reciprocal insurer: Notice to insurers and insured; hearing.
NRS 686B.370. Conversion into domestic mutual insurer or domestic reciprocal insurer: Issuance of certificate of authority.