GENERAL PROVISIONS

NRS 675.010. Short title.

NRS 675.020. Definitions.

NRS 675.030. Legislative declaration.

NRS 675.035. Applicability of chapter.

NRS 675.040. Applicability of chapter; exemptions.

NRS 675.045. Certain relationships between employees of Division of Financial Institutions and licensees prohibited; termination of prohibited relationship.

NRS 675.050. Effect of amendment or repeal of chapter on preexisting lawful contracts.

NRS 675.055. Exemption from provisions governing making of loans: Application to Commissioner; grounds; powers and duties of Commissioner; regulations; fees set by regulation.

LICENSING

NRS 675.060. Unlicensed dealing in loans prohibited; license required for each office or other place of business.

NRS 675.070. Application of NRS 675.060 to persons who seek to evade.

NRS 675.090. Application for license: Form; contents; requirements when applying for license for office or other place of business located outside State; withdrawal of application.

NRS 675.095. Application for license: Additional requirements; fingerprints; grounds for refusal to issue license.

NRS 675.100. Fees for application and investigation; regulations.

NRS 675.110. Investigation by Commissioner; notice; hearing; order.

NRS 675.120. Issuance of license subsequent to findings by Commissioner.

NRS 675.130. Required statements on license.

NRS 675.140. Expiration, renewal and reinstatement of license; fees; regulations.

NRS 675.150. Procedure for denial of license.

NRS 675.160. Disposition of money collected pursuant to chapter.

GENERAL REGULATIONS

NRS 675.170. Regulations and orders of Commissioner.

NRS 675.180. Licensee to maintain minimum assets.

NRS 675.190. Posting of licenses.

NRS 675.200. Transferability or assignability of license.

NRS 675.210. Places of business maintainable by licensee under license; issuance of more than one license to licensee.

NRS 675.220. Change of address by licensee: Notice; approval by Commissioner; penalty for failure to provide required notice.

NRS 675.230. Restriction on location of business of making loans.

NRS 675.240. Name under which business transactable by licensee; loans by mail.

NRS 675.245. Use or change of business name; prohibitions.

NRS 675.250. Books and accounting records: Practices; preservation; requirements regarding office or other place of business located outside State.

NRS 675.260. Annual report by licensee; composite reports.

NRS 675.280. False, misleading or deceptive advertising prohibited.

NRS 675.285. Commissioner required to investigate alleged violations of chapter.

NRS 675.292. Violation of federal law constitutes violation of chapter.

NRS 675.296. Practices regarding customers who are members of military.

LOANS

NRS 675.300. Insurance as security for loans: Conditions; limitations.

NRS 675.310. Collection of loans made outside State.

NRS 675.330. Payment in money, credit, goods or things in action, as consideration for sale, assignment, or order of compensation, deemed loan of money; transaction subject to provisions of chapter.

NRS 675.340. Assignment of wages as security invalid.

NRS 675.350. Prohibited practices by licensees.

NRS 675.360. Duties of licensee.

LOANS FOR INDEFINITE TERM

NRS 675.361. Terms of written agreement.

NRS 675.363. Calculation of interest; billing cycle.

NRS 675.365. Fees and charges.

NRS 675.367. Borrower must be given description of rate and computation of interest; notice of increase in rate of interest or change in terms.

NRS 675.369. Written statement to borrower; copy of draft or order for payment.

REVOCATION AND SUSPENSION OF LICENSES

NRS 675.370. License remains effective until expiration, surrender, revocation or suspension.

NRS 675.380. Authority of Commissioner to investigate business; free access required.

NRS 675.390. Authority of Commissioner to require attendance of witnesses and production of documents.

NRS 675.400. Commissioner to examine licensee’s business annually; fee.

NRS 675.410. Temporary suspension of license: Conditions; notice; hearing; term of suspension.

NRS 675.420. Surrender of license by licensee; surrender as affecting licensee’s liability.

NRS 675.430. Order to desist and refrain; action to enjoin violation; appointment and powers of receiver.

NRS 675.440. Revocation or suspension of license: Grounds; notice; hearing; order.

NRS 675.445. Revocation or suspension of license: Additional grounds.

NRS 675.450. Preexisting contracts unaffected by revocation, suspension, expiration or surrender of license.

PENALTIES

NRS 675.470. Unlicensed dealing in loans.

NRS 675.490. Administrative fines.