GENERAL PROVISIONS

NRS 649.005. Definitions.

NRS 649.010. “Claim” defined.

NRS 649.020. “Collection agency” defined.

NRS 649.025. “Collection agent” defined.

NRS 649.026. “Commissioner” defined.

NRS 649.030. “Customer” defined.

NRS 649.035. “Manager” defined.

NRS 649.045. Legislative finding and declaration.

COLLECTION AGENCY ADVISORY BOARD

NRS 649.047. Creation; members; terms and compensation of members; Chair; quorum; meetings.

NRS 649.049. Powers of Board.

ADMINISTRATION

NRS 649.051. Administration and enforcement of chapter.

NRS 649.053. Regulations.

NRS 649.054. Regulations authorizing collection from location outside of Nevada; standards for trust accounts.

NRS 649.056. Regulations prescribing methods of conducting business; investigations and examinations.

NRS 649.057. Investigations and hearings.

NRS 649.059. Approval of printed forms.

NRS 649.061. Notification of results of examination; retention and destruction of papers.

NRS 649.065. Records: Maintenance by Commissioner; contents; general provisions governing confidentiality and public inspection.

NRS 649.067. Records: Certain records relating to investigation deemed confidential; certain records relating to disciplinary action deemed public records.

LICENSING OF COLLECTION AGENCIES AND COLLECTION AGENTS

NRS 649.075. License required; exception.

NRS 649.085. Qualifications of applicant for license.

NRS 649.095. Application for license: Contents; submission of fingerprints and financial statement; examination of applicant; withdrawal of application.

NRS 649.105. Bond or substitute security required; amount and conditions; adjustments in amount.

NRS 649.115. Form of bond; matters covered by bond; statute of limitations for bringing action on bond.

NRS 649.119. Deposit as substitute for bond.

NRS 649.125. Investigation by Commissioner.

NRS 649.135. Order approving application; findings.

NRS 649.145. Conditions for issuance of license; contents of license.

NRS 649.155. Order denying application; notice of denial.

NRS 649.165. Rights of licensee.

NRS 649.167. Permit for branch office; examination of principal office; manager required on premises.

FOREIGN COLLECTION AGENCIES

NRS 649.171. Certificate of registration; limitations on business practices; fees; disciplinary action; regulations.

MANAGERS

NRS 649.175. Manager’s certificate required.

NRS 649.185. Application to Commissioner.

NRS 649.196. Applicant for certificate: Qualifications; requirements; notice of refusal to issue certificate; request for hearing; withdrawal of application.

NRS 649.205. Examination.

NRS 649.215. Grounds for refusing examination or suspending or revoking certificate.

NRS 649.225. Issuance of certificate; notice of manager’s change of residence address.

MISCELLANEOUS PROVISIONS

NRS 649.233. Payment of child support: Submission of certain information by applicant; grounds for denial of license or manager’s certificate; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

NRS 649.233. Payment of child support: Submission of certain information by applicant; grounds for denial of license or manager’s certificate; duty of Commissioner. [Effective on the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings and expires by limitation 2 years after that date.]

NRS 649.235. Expiration; licenses and certificates not transferable.

NRS 649.245. Renewal.

NRS 649.250. Recording of telephone conversations.

FEES

NRS 649.295. Amounts; deposit.

NRS 649.297. Fee for failure to submit reports.

NRS 649.300. Payment of assessment; cooperation with audits and examinations.

CONDUCT OF BUSINESS; PROHIBITED PRACTICES

NRS 649.305. Collection agency not to operate without manager.

NRS 649.315. Display of license or certificate.

NRS 649.325. Change of location of business.

NRS 649.330. Notification of change in management or ownership of voting stock; application for licensure of replacement; investigation; costs; waiver.

NRS 649.332. Verification of debt.

NRS 649.334. Written agreement to be specific, intelligible and unambiguous; money collected to be credited first to principal; partial collection of claim prohibited; accounting of money collected on behalf of customer.

NRS 649.3345. Withdrawal of claim by customer.

NRS 649.335. Retention and examinations of records and accounts.

NRS 649.345. Annual reports to Commissioner.

NRS 649.355. Business ethics and practices; trust accounts.

NRS 649.365. Approval of business name required; prohibition against use of certain names, terms and forms.

NRS 649.370. Violation of federal Fair Debt Collection Practices Act.

NRS 649.375. Prohibited practices.

DISCIPLINARY ACTION

NRS 649.385. Investigation of verified complaint; verified answer; action by Commissioner after informal hearing.

NRS 649.390. Investigation of verified complaint concerning unlicensed person; order to cease and desist; administrative fines; suit to recover fine; cumulative penalties.

NRS 649.395. Authorized disciplinary action; grounds for disciplinary action; effect of revocation of license; orders imposing discipline deemed public records.

NRS 649.398. Suspension of license or manager’s certificate for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license or manager’s certificate. [Effective until 2 years after the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]

NRS 649.400. Injunctive relief.

PENALTIES

NRS 649.435. Criminal penalty for violations; each day of unlawful operation constitutes separate offense.

NRS 649.440. Administrative fine for violations.