ARTICLE4. BANK DEPOSITS AND COLLECTIONS  


PART 1. General Provisions and Definitions
NRS 104.4101. Short title.
NRS 104.4102. Applicability.
NRS 104.4103. Variation by agreement; measure of damages; action constituting ordinary care.
NRS 104.4104. Definitions and index of definitions.
NRS 104.4105. “Depositary bank”; “payor bank”; “intermediary bank”; “collecting bank”; “presenting bank.”
NRS 104.4106. Payable through or payable at bank.
NRS 104.4107. Separate office of bank.
NRS 104.4108. Time of receipt of items.
NRS 104.4109. Delays.
NRS 104.4110. Electronic presentment.
NRS 104.4111. Statute of limitations.
PART 2. Collection of Items: Depositary and Collecting Banks
NRS 104.4201. Status of collecting bank as agent and provisional status of credits; item endorsed “pay any bank.”
NRS 104.4202. Responsibility for collection or return; when action timely.
NRS 104.4203. Effect of instructions.
NRS 104.4204. Methods of sending and presenting; sending directly to payor bank.
NRS 104.4205. Depository bank holder of unendorsed item.
NRS 104.4206. Transfer between banks.
NRS 104.4207. Transfer warranties.
NRS 104.4208. Presentment warranties.
NRS 104.4209. Encoding and retention warranties.
NRS 104.4210. Security interest of collecting bank in items, accompanying documents and proceeds.
NRS 104.4211. When bank gives value for purposes of holder in due course.
NRS 104.4212. Presentment by notice of item not payable by, through or at bank; liability of drawer or endorser.
NRS 104.4213. Medium and time of settlement by bank.
NRS 104.4214. Right of charge-back or refund; liability of collecting bank; return of item.
NRS 104.4215. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.
NRS 104.4216. Insolvency and preference.
PART 3. Collection of Items: Payor Banks
NRS 104.4301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.
NRS 104.4302. Payor bank’s responsibility for late return of item.
NRS 104.4303. When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified.
PART 4. Relationship Between Payor Bank and its Customer
NRS 104.4401. When bank may charge customer’s account.
NRS 104.4402. Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account.
NRS 104.4403. Customer’s right to stop payment; burden of proof of loss.
NRS 104.4404. Bank not obligated to pay check more than 6 months old.
NRS 104.4405. Death or incompetence of customer.
NRS 104.4406. Customer’s duty to discover or report unauthorized signature or alteration.
NRS 104.4407. Payor bank’s right to subrogation on improper payment.
PART 5. Collection of Documentary Drafts
NRS 104.4501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.
NRS 104.4502. Presentment of “on arrival” drafts.
NRS 104.4503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.
NRS 104.4504. Privilege of presenting bank to deal with goods; security interest for expenses.