NRS598C.020. “Adverse action” defined.

      1.  “Adverse action” includes:

      (a) The denial of, increase in any charge for or reduction in the amount of insurance for personal, family or household purposes;

      (b) The denial of employment or any other decision for employment purposes that adversely affects a current or prospective employee; and

      (c) An action or determination with respect to a consumer’s application for credit that is adverse to the interests of the consumer.

      2.  The term does not include:

      (a) A refusal to extend additional credit under an existing credit arrangement if:

             (1) The applicant is delinquent or otherwise in default with respect to the arrangement; or

             (2) The additional credit would exceed a previously established credit limit; or

      (b) A refusal or failure at the point of sale to authorize a specific transaction on an existing account.

      (Added to NRS by 1993, 2459)