NRS482.557. Failure to provide insurance: Administrative fines; requirements for filing and maintaining with Department certificate of financial responsibility; suspension of driver’s license of registered owner.

      1.  Except as otherwise provided in subsection 6 of NRS 485.317, if a registered owner failed to have insurance on the date specified by the Department pursuant to NRS 485.317:

      (a) For a first offense, the registered owner shall pay to the Department a registration reinstatement fee of $250, and if the period during which insurance coverage lapsed was:

             (1) At least 31 days but not more than 90 days, pay to the Department a fine of $250.

             (2) At least 91 days but not more than 180 days:

                   (I) Pay to the Department a fine of $500; and

                   (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.

             (3) More than 180 days:

                   (I) Pay to the Department a fine of $1,000; and

                   (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.

      (b) For a second offense, the registered owner shall pay to the Department a registration reinstatement fee of $500, and if the period during which insurance coverage lapsed was:

             (1) At least 31 days but not more than 90 days, pay to the Department a fine of $500.

             (2) At least 91 days but not more than 180 days:

                   (I) Pay to the Department a fine of $500; and

                   (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.

             (3) More than 180 days:

                   (I) Pay to the Department a fine of $1,000; and

                   (II) File and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated.

      (c) For a third or subsequent offense:

             (1) The driver’s license of the registered owner must be suspended for a period to be determined by regulation of the Department but not less than 30 days;

             (2) The registered owner shall file and maintain with the Department a certificate of financial responsibility for a period of not less than 3 years following the date on which the registration of the applicable vehicle is reinstated; and

             (3) The registered owner shall pay to the Department a registration reinstatement fee of $750, and if the period during which insurance coverage lapsed was:

                   (I) At least 31 days but not more than 90 days, pay to the Department a fine of $500.

                   (II) At least 91 days but not more than 180 days, pay to the Department a fine of $750.

                   (III) More than 180 days, pay to the Department a fine of $1,000.

      2.  As used in this section, “certificate of financial responsibility” has the meaning ascribed to it in NRS 485.028.

      (Added to NRS by 2011, 1587; A 2013, 1841)