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Nevada Revised Statutes (Last Updated: December 24, 2014) |
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TITLE56 OTHER FINANCIAL INSTITUTIONS |
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CHAPTER676A. Uniform Debt-Management Services Act |
| GENERAL PROVISIONS |
| NRS 676A.010. Short title. |
| NRS 676A.020. Definitions. |
| NRS 676A.030. “Affiliate” defined. |
| NRS 676A.040. “Agreement” defined. |
| NRS 676A.050. “Bank” defined. |
| NRS 676A.060. “Business address” defined. |
| NRS 676A.070. “Certified counselor” defined. |
| NRS 676A.080. “Certified debt specialist” defined. |
| NRS 676A.090. “Commissioner” defined. |
| NRS 676A.100. “Concessions” defined. |
| NRS 676A.110. “Credit counseling” defined. |
| NRS 676A.120. “Day” defined. |
| NRS 676A.130. “Debt-management plan” defined. |
| NRS 676A.140. “Debt-management services” defined. |
| NRS 676A.150. “Debt settlement services” defined. |
| NRS 676A.160. “Entity” defined. |
| NRS 676A.170. “Good faith” defined. |
| NRS 676A.180. “Person” defined. |
| NRS 676A.190. “Plan” defined. |
| NRS 676A.200. “Principal amount of the debt” defined. |
| NRS 676A.210. “Provider” defined. |
| NRS 676A.220. “Record” defined. |
| NRS 676A.230. “Settlement fee” defined. |
| NRS 676A.240. “Sign” defined. |
| NRS 676A.250. “State” defined. |
| NRS 676A.260. “Trust account” defined. |
| NRS 676A.270. Applicability. |
| NRS 676A.280. Uniformity of application and construction. |
| NRS 676A.290. Relation to Electronic Signatures in Global and National Commerce Act. |
| REGISTRATION |
| NRS 676A.300. Registration required. |
| NRS 676A.310. Application for registration: Form; contents; fee; bond; evidence of insurance. |
| NRS 676A.320. Application for registration: Additional contents. |
| NRS 676A.330. Duty to report changes in information. |
| NRS 676A.340. Commissioner to make certain information available; certain information confidential. |
| NRS 676A.350. Issuance of certificate of registration; temporary certificate of registration; grounds for denial of registration. |
| NRS 676A.360. Commissioner to approve or deny registration within certain period; extension to obtain additional information; appeal of denial; period of validity of registration. |
| NRS 676A.370. Renewal of registration: Application; form; contents; fees; disclosure; denial. |
| NRS 676A.380. Alternative application for registration for applicants licensed or certified in another state; conditions. |
| NRS 676A.390. Surety bond required. |
| NRS 676A.400. Substitute for surety bond. |
| CONDUCT OF BUSINESS; DUTIES OF PROVIDERS |
| NRS 676A.500. Provider to act in good faith; fiduciary duty. |
| NRS 676A.510. Provider to maintain toll-free communication system. |
| NRS 676A.520. Duties of provider before providing debt-management services. |
| NRS 676A.530. Required disclosures and materials: Use of Internet; form; written copy provided on request; disclosures on website; termination of electronic communication; termination of agreement. |
| NRS 676A.540. Agreement: Contents; required provisions; prohibited provisions; provisions void if contrary to certain requirements. |
| NRS 676A.550. Cancellation of agreement. |
| NRS 676A.560. Disclosures and documents to be in English; provider also must furnish translation if language other than English is used in communications. |
| NRS 676A.570. Money paid to provider to be held in trust; requirements concerning trust accounts and money held in trust; accounting; prompt refund on termination of agreement. |
| NRS 676A.580. Fees or charges: Restrictions. |
| NRS 676A.590. Voluntary contributions: Restrictions. |
| NRS 676A.600. Required disclosures by provider. |
| NRS 676A.610. Agreement voidable by individual in certain circumstances. |
| NRS 676A.620. Provider may terminate agreement for nonpayment. |
| NRS 676A.630. Provider to provide accounting periodically and upon request; retention of records. |
| PROHIBITED ACTS; CIVIL ACTIONS; LIABILITY; ENFORCEMENT; PENALTIES; REMEDIES |
| NRS 676A.700. Prohibited acts. |
| NRS 676A.710. Provider to notify Commissioner of civil actions. |
| NRS 676A.720. Provider liable for conduct of person to whom it delegates duties. |
| NRS 676A.730. Powers of Commissioner: Enforcement; investigation; regulations; fees; cooperative agreements. |
| NRS 676A.740. Commissioner to enforce chapter; penalties. |
| NRS 676A.750. Suspension, revocation or denial of renewal of registration by Commissioner. |
| NRS 676A.760. Civil remedies. |
| NRS 676A.770. Violation constitutes deceptive trade practice. |
| NRS 676A.780. Statute of limitations for certain actions. |